There’s something special about receiving a handwritten note from a loved one, delivered directly to your mailbox the traditional way. While bills, letters, and cards are now easily accessible online, the charm of physical mail can’t be replaced.

As you approach the end of your home-buying journey, the finish line is in sight! After navigating the twists and turns of the process, you’re almost ready to settle into your new home. But before you start unpacking and making your space your own, it’s essential to notify family, friends, businesses, and government agencies about your new address.

For family and friends, a quick note or email will do, but updating your address with government agencies and other organizations may require a bit more effort. Many services now allow you to change your address online in just a few clicks, though some, like your local registry, may still require an in-person visit. Here’s a breakdown of the key updates you need to make:

Canada Revenue Agency (CRA)

Updating your address with the CRA is simple. The fastest way is through the My Account portal, but you can also notify them by phone, mail, or on your next tax return. Keeping your information up to date ensures you won’t miss important correspondence like tax refunds, Canada Child Benefit (CCB) payments, or GST/HST credits.

Canada Post

To avoid missing mail, set up mail forwarding through Canada Post’s change of address service. This ensures all personal and business correspondence from your old address is redirected to your new one. You can also opt to have Canada Post notify select government agencies and businesses about your move, saving you time and effort.

Local Registry

Your local registry office (e.g., Service Ontario or equivalents in other provinces) handles updates to your driver’s licence, vehicle registration, and health care card. Some provinces, like British Columbia, offer online updates for ICBC records, while others may require you to visit in person. For those moving between provinces, you’ll need to get a new licence plate as part of the process.

Bank and Credit Cards

Ensure your bank accounts, loans, credit cards, and mortgage records reflect your new address. This prevents disruptions in correspondence and ensures all financial matters are up to date.

Health Card

Each province has its own process for updating health card information. Whether you update online, by mail, or in person, this step is crucial for maintaining access to healthcare services.

Insurance Providers

Home, auto, and rental insurance policies must be updated to reflect your new address. Remember, insurance rates can vary based on location, so be prepared for potential changes.

Employer

If you’re employed, update your address with your employer to ensure tax forms and other important documents are sent to the correct location.

Medical Professionals

Notify your doctor, dentist, veterinarian, and any other medical providers of your new address to avoid missed appointments or correspondence.

Subscriptions and Memberships

Update your address for any gym memberships, magazine subscriptions, or other recurring services to ensure uninterrupted access.

Utilities

Arrange for the transfer of utilities like electricity, water, gas, and internet to your new address. Don’t forget to schedule disconnections and final meter readings at your old home.

Schools

If your children are staying at the same school, inform the administration of your move and provide your updated contact details.

Common Questions About Address Changes

  • When should I notify government agencies? Notify them as soon as possible to avoid disruptions. For the CRA, aim to update your address before tax season.
  • Is mail forwarding enough? While helpful as a temporary measure, mail forwarding shouldn’t replace directly notifying essential contacts.
  • What happens if I don’t update my information? Delays in updating your health card or CRA address can result in missed benefits, important notices, or disruptions in service.

Why People Move

People relocate for various reasons—downsizing after children leave home, seeking new job opportunities, or transitioning to retirement living. Whether moving for a fresh start, career advancement, or family needs, staying organized during the process is key. Updating your address is an essential part of this transition, ensuring a smooth adjustment to your new home.

Ready to start your home-buying journey? RE/MAX Canada’s experienced agents are here to help you find the perfect home and make your dreams of homeownership a reality. Let’s find your ideal place today!